About This Project

Welcome! I'm Russ Oxley, creator of this App and The Tontine Engine, a blog focused on promoting Modern Tontines and exploring overlooked financial strategies like gilt and bond ladders. My aim is to simplify complex financial concepts and demonstrate practical ways to think about secure retirement income and liability matching. This web application is designed to help you understand and visualize how gilt ladders can effectively match a bespoke cash flow profile. Subscribe to The Tontine Engine Substack for more insights and regular updates on Modern Tontines, liability-driven investing (LDI), retirement strategies, and practical financial planning tools.